(970) 274-2717

(970) 274-2717

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recapital.ai

Real Estate Capital Simplified

Real Estate Capital SimplifiedReal Estate Capital Simplified

Real Estate Loan Options

There’s a lot to navigate in real estate credit. Our job is to match you with the product that best fits your goals, capacity, and risk profile.

Loan Request

Agency & Life Company Debt Products

Agency Lending

Conventional Freddie, FHA and Fannie DUS multifamily lending via Northmarq orgination

Freddie Mac

4.90% - 5.70%

5, 7 and 10- Year Loan Products up to 80% LTV ($1 - $100 million+)

Fannie Mae

4.95% - 5.80%

5, 7 and 10- Year Loan Products up to 80% LTV ($1 - $100 million+)

FHA / HUD

5.30% - 6.25%

223(f) & 221(d)4 Loan Products up to 87% LTV ($10 - $100 million+)


Life Insurance Lending

Balance Sheet Loan Products via Correspondent Lender Relationships

Mutlifamily & Industrial

4.90% - 6.25%

 3 to 40- Year Loan Terms up to 75% LTV ($1 - $100 million+)

Retail, Self-Storage, Mixed Use & Commercial

5.10% - 6.50%

 3 to 40- Year Loan Terms up to 70% LTV ($1 - $100 million+)

Bridge & Construction

6.75% - 9.00%

2 to 10+ Year Bridge & Construction Loans up to 70% LTV ($20 million+)

Terms shown above solely represent approximations and don't represent any form of lender commitment.

Bank & Debt Fund Lending Products

Bank Lenders (Recourse)

Credit Unions, Local, Regional and Money Center Banks

Permanent Loans

5.50% - 7.00%

Fixed and Floating Rate Loans for Stabilized Assets ($1 - $100 million+)

Bridge Loans

6.00% - 7.50%

Loans for Transitional Properties up to 70% LTC ($3 - $100 million+)

Construction Loans

6.50% - 8.00%

Loans for Ground Up Development up to 70% LTC ($3 - $100 million+)


Debt Fund Lenders (Non-Recourse)

Private Capital, Hedge Funds, Family Offices & Hard Money Lenders

Bridge Loans

7.25% - 9.75%

Loans for Transitional Properties up to 90% LTC ($3 - $100 million+)

Construction Loans

7.75% - 10.25%

Loans for Ground Up Development up to 90% LTC ($5 - $100 million+)

Hard Money Loans

8.00% - 12.00%

Quick close situational debt up to 70% LTV ($1 - $100 million+)

Terms shown above solely represent approximations and don't represent any form of lender commitment.

  • Contact

RECAPITAL.ai

Denver, CO 80210

(970) 274-2717

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